Easy exterior projects that add lasting beauty to your home

In the current economy, homeowners want to improve their home's exterior while saving time, labor and money. You can enhance your lifestyle by choosing options that extend product performance and add beauty and enjoyment to outdoor living.andnbsp;

The easy patio fix that's eco-friendly

Adding pavers to any outdoor area can transform cracked slabs or troubled grass areas into virtually instantaneous living space. But most do-it-yourselfers shy away from working with heavy concrete or brick. Andy Vander Woude of AZEK VAST Pavers says you can install a new patio, walkway or driveway with new pavers that install three times faster on a unique grid system over a traditional sub-base. At less than half the weight of concrete, they contain up to 95 percent recycled scrap tires and plastics. "There is no need for wet saws or heavy equipment," Vander Woude said. "You can also resurface an old patio, deck or flat roof without the sub-base preparation - just assemble the grid and lay the pavers in like a big puzzle." He added, "It's a way to create instant living space that respects the planet."andnbsp;

Add curb appeal for lasting first impressionsandnbsp;

You can increase curb appeal with stylish and functional, quality amenities that dress up an entryway, yard, patio, porch or deck. According to the experts at Walpole Woodworkers, known for outdoor furnishings handcrafted in Maine since 1933, consider classic accents such as lantern and mailbox posts, pergolas, arbors, window boxes, deck planters and birdhouses handcrafted from new advanced materials, with long-lasting benefits and low-maintenance. Walpole offers these and many other products handcrafted in modern cellular PVC. This advanced material looks just like natural wood, but won't rot, split, or warp and will maintain its good looks for years, virtually maintenance free. Call 1-800-343-6948 for a free catalog.andnbsp;

Light up the night

With the emergence of inspired outdoor living spaces and new trends in materials, it only makes sense that homeowners search for a way to enjoy their deck parties well into the night. Deck rail lighting has become extremely popular, with LEDs the preferred way to create ambient lighting. Michael Gori, Director of Product Management at AZEK Building Products, makers of AZEK Deck, said lighted post caps and light strips concealed under the hand rail are in high demand. "The lighted post caps add an elegant touch, while the hand rail lighting casts a downward glow, reducing hot spots and attraction to insects," he said. "The combination of the two light sources adds a dramatic effect for nighttime entertaining." Gori adds, "With warm, ambient lighting, there's no longer a need to head indoors when the sun goes down."

Know when to paint caulkandnbsp;

Did you ever poke your finger at a caulk bead to see if it's dry and ruin your nice work? "Caulk needs to dry for about one to two hours, before it can be painted-whether you're working indoors or out," says Jason Ringling, marketing director at Red Devil, a company with a 140-year old history in the industry. "Painting too soon can cause sagging and cracking and then the entire job has to be re-done." He says that there is a new technology called ColorCure sealant that turns from pink to white when it's ready to paint, so there's no guesswork. And if the job gets interrupted, you know exactly where you left off. "Formulations are getting smarter to help you work more efficiently," he adds.

When fixing up or adding beautifying elements to your home exterior, be sure to investigate all the options--from new formulations in caulks and sealants to alternatives to traditional materials that offer easy installation and better performance over time.

Courtesy of ARA

Tuesday, October 30, 2012

Renewing your commitment to fitness? September is the new January

No matter how long it's been since you set foot in a classroom, September can still bring a sense of starting over, which makes it the perfect time of year to take stock of where you are and where you want to be with your general health and level of fitness. You can go "back to school" by enrolling in an exercise class or get a new "teacher" by hiring a personal trainer.

"There is a sense of new beginnings on all fronts when school starts," says Jenna Murphy, a 42-year-old mom from Maple Grove, Minn. "This fall I want to improve my flexibility through yoga. I also plan on trying ballet bar fitness as well as kettle bells."

While January is the traditional time when many people consider starting healthy habits, they don't always see those changes through to the end of the year. "The new year creates more emotion and motivation to start change," explains Jason Stella, a master personal trainer at Life Time Fitness, The Healthy Way of Life Company. "The problem with this motivation is that once the media hype and emotional high is gone, so is the belief in achieving the goal."

Even if you have a good start in January and keep your resolve through the summer, come fall - with its endless procession of holidays - even the most dedicated can stop making fitness a priority.

Instead of thinking, "I'll start over in January," use these three Rs to make September a time to renew your fitness goals.

Reassess: Consider what you have accomplished so far and what new action you need to take to stay on course with your goals. In addition, evaluate your schedule. How can you fit fitness in with activities and obligations that start in the fall while staying motivated with fewer daylight hours? Fitness centers often create new schedules this time of year. Learn something new by way of a new exercise class or sport, or find a nutrition or health education seminar to attend.

Reconnect: Find ways to re-establish that emotional high toward your goals and keep the momentum going. One way to do this is to sign up for an event that will complement your health and fitness goals, or help you achieve them. "An event can be a 10K, a triathlon, half-marathon or more extreme events like the Warrior Dash, Spartan Race or Alpha Showdown," Stella says. "This keeps motivation high throughout the year and helps people stay on track with the kind of lifestyle behaviors that lead to achieving their desired goals." Accomplishing these events also leads to more confidence, he adds, which perpetuates the goal-setting, goal-achieving cycle.

Reassert: Change your mindset from making a resolution to making a commitment. "A personal commitment is much more powerful than a resolution, which is often thrust upon us by outside expectations," Stella says. A resolution is deciding to do or not do something; a commitment is a promise or obligation. "Think about the personal responsibility between the two. When people 'promise' or make an 'obligation' it puts their credibility on the line, and maintaining one's credibility has a huge impact on motivation."

Murphy, who is a member of the Life Time Fitness in Maple Grove, Minn., says she is no longer in school, but having a personal trainer provides a great education. "Four years ago, having never done anything athletic my whole life, the best decision I have ever made was to work with a personal trainer from the start. She is always introducing me to new workouts and showing me I can do things I never thought I could. That's very empowering and affirming to me."

Courtesy of ARA

Selling or staying put, 'daylighting' improvements pay off for homeowners

If your home will be on the market this spring, you're probably looking for every possible edge that will make it stand out to potential buyers. But even if you're staying put, you still want to make your home as attractive and valuable as your budget will allow.

"Daylighting" improvements that boost your home's brightness and energy efficiency offer substantial return on investment for both home sellers and those who will be staying in their homes for the foreseeable future.

Bringing the daylighting concept home

Industrial and office designers have long used daylighting - the concept of illuminating interior spaces with natural light from above - to improve energy efficiency, healthfulness and functionality of rooms. The slower housing market and sluggish economy have raised homeowner interest in the concept.

"Daylighting improvements not only elevate a home's visual appeal for potential buyers, they can enhance homeowners' enjoyment of their living space, and reduce energy costs," says Ross Vandermark, national product manager with skylight manufacturer VELUX America.

Homeowners who want to apply the principles of daylighting to their home have many options: They can add windows or roof windows or install any number of types of traditional skylights or Sun Tunnel tubular skylights.

The easiest daylighting upgrade

While adding a window in the wall of your home may raise practical and design issues, adding a roof window or skylight can be much easier. Roofs are, for the most part, a blank slate, allowing you to install skylights wherever they are needed most. And daylighting from above doesn't just add functionality; it offers room-changing drama and decorating flair.

Roof windows are hinged, venting units designed to be installed in easily accessible areas, such as the angled walls in attic bonus rooms, and are operated by hand. A double-sash roof window is available that opens from both bottom and top to form a balcony on your roof. These units are often used in place of, or to replace, dormers.

Skylights are usually positioned higher on the ceiling, out of reach. Venting models can be opened or closed manually with a control rod or by remote control.

Skylights are popular with daylighting designers for several reasons. First, they easily fulfill the primary goal of daylighting by admitting more natural light into a room than similar sized vertical windows - thereby reducing the need for energy to power artificial lights. But they also work to enhance the healthfulness of a home.

If you opt to install a manual or electric venting skylight, it can be a natural, low-energy way to vent humidity, fumes and stale air from your home. Electric venting models open and close by remote control and have rain sensors to close them automatically.

Energy efficiency, high-tech and decorating in one package

Another important similarity among windows, roof windows and skylights is in the glazing, or how the glass is manufactured. Since the units are mounted facing directly at the sun, skylight glazing technology has to be among the best in the industry. Quality Energy Star-qualified units feature double-pane, gas-filled construction to control heat gain or loss, and filter the sun's fade-causing rays.

Independent research done in Denmark shows that skylights admit 30 percent more light than vertical windows in dormers, and provide the drama of a sky view that can't be achieved with vertical windows.

In addition to high-tech features such as remote control and automatic rain sensors, skylight blinds are available in a varied palette of colors and patterns. Homeowners can utilize blinds as another decorating option while achieving as much as a 37 percent increase in energy efficiency, according to VELUX America.

They recommend closing the blinds on high heat/sun days in the summer to reduce potential solar heat gain and, on cold winter nights, to provide an extra layer of thermal insulation to keep warm air indoors.

Skylights also address important health considerations. One in five Americans suffers varying degrees of Seasonal Affective Disorder (SAD), a condition in which the symptoms can include depression and fatigue due to lack of sufficient daylight. Skylights can help by admitting abundant daylight while visually expanding rooms in any style or size home.

Modern, low-profile skylights are unobtrusive and as dependable as vertical windows. Information about units with a 10-year, no-leak installation warranty, plus an installer locator, is available at veluxusa.com. There's also a free mobile phone app available to help homeowners see how skylights and blinds would look in rooms in their own homes. The Velux Skylight Planner App is available for iPhones, iPods, iPads and Android phones.

For government information on window and skylight energy efficiency, visit energystar.gov, and for independent agency information, visit nfrc.org or efficientwindows.org. For remodeling information visit nahb.org/remodel or greenhomeguide.org.

Courtesy of ARA

Wednesday, October 24, 2012

Five basic steps to making a house your home

Owning a home remains a key element of the American Dream. In fact, a recent survey by TD Bank revealed that 84 percent of young renters (ages 18 to 34) intend to buy a home in the future. While it is exciting, home buying can be overwhelming and complicated if you don't have a general knowledge of the process.andnbsp;

Equipping yourself with the right tools will allow you to navigate the complexities of the home-buying process. Here are five helpful steps to follow on your way to homeownership.

Step 1: Learn the home-buying ABCs: Build your homeownership knowledge by participating in a first-time homebuyer class at a local non-profit agency in your community to answer any questions you may have. Staying well-informed will help you feel confident and in control of this major financial decision and nip any initial questions in the bud.

Step 2: Get out your calculator: Owning a home requires a large investment of time, energy and money, so make sure you are careful when making the decision to buy. If you're like 43 percent of survey respondents, staying within budget is the top consideration. It is important to determine how much you can afford - you don't want to fall in love with a house out of your reach. When applying for a mortgage, the bank will assess your debt to income ratio. By looking at your income and current monthly debts, you can determine your ideal monthly payment. From there, you'll be able to narrow the focus of your house search to homes in your price range. Be sure to include down payments and other upfront costs in your calculations.

A few free, helpful online tools can help you determine just how much you could potentially afford. For example, visit TDBank.com and check out its mortgage calculator.

Step 3: Shop wisely: Condo? Single-family home? A fixer-upper or new construction? Once you know how much you can afford, determining your housing needs - and selecting a qualified real estate professional - before you start looking, will help make finding your perfect home much less time-consuming. In addition to being able to answer any questions that come up during the process, a real estate professional will work on your behalf to pre-screen houses and guide you through negotiations.

Step 4: Pick your perfect match: According to the survey, acquiring a mortgage and making a down payment is the most preferred method of payment for those who intend to own a home. With the variety of mortgage products that exists today, it's essential you choose the right one for your needs. How long do you plan on living in this house? Do you plan on making improvements to the home? Answering these types of questions will help you hone in on your financial strategy. Finding the right mortgage is about more than a rate and terms - it's about finding the right financial partner. Don't get led down the wrong path by choosing a bank that doesn't provide flexible options. Look for a bank that offers a hassle-free mortgage guarantee to ensure your first home purchase is as smooth and worry-free as possible.

"As a portfolio lender, we are able to set our own lending guidelines and interest rates," says Michael Copley, executive vice president for retail lending at TD Bank. "This allows us to provide our customers with the most adjustable and affordable financing options to suit their borrowing needs."

Step 5: Sign on the dotted line: Once your home has been inspected, your contingencies have been met and your mortgage has been approved, it's time to close the deal. In most cases, a closing officer and your attorney will be present during closing. As the buyer, you should make sure to bring a binder for homeowner's insurance (document proving you have adequate homeowner's insurance), a paid receipt for the first year's premium and a certified or cashier's check for your down payment and closing costs. Before the closing begins, review your mortgage, mortgage note and settlement statement documents to ensure there are no errors or red flags. Remember to ask questions during the closing, as the closing officer is there to help.

After you've signed all documents and paid your closing costs and down payment, the closing is finished. Congratulations and enjoy your new home.

andnbsp; To get more information and to download your free TD Bank First-Time Homebuyers' Kit, visit esecure.tdbank.com/net/firsttimehomebuyers/default.aspx.

Courtesy of ARA

Tuesday, October 16, 2012

Chic holiday entertaining for less

A beautiful holiday table can be the centerpiece of any celebration. However, many hostesses are discouraged by the idea and potential cost of fancy linens, expensive serving ware and a perfect centerpiece.

"A beautiful tablescape doesn't have to be costly," says Target Style Expert for Home and HGTV designer Sabrina Soto. "Layering in key holiday trends to your everyday pieces can be a cost-effective way to create a one-of-a-kind dinner table."

Soto, together with celebrity TV chef and Target culinary partner Giada De Laurentiis, offer the following tips for creating a festive, yet affordable holiday setting.

Set a beautiful foundation
Instead of feeling compelled to use traditional red and green hues, any color combination can be the basis for a festive table, says Soto. She favors soft, season-less colors for decorating with added touches of gold and silver, which work with any color scheme and interior aesthetic. You can use everyday dinnerware, but create a holiday feel by adding glamorous metallic chargers, chic beaded placemats or napkin rings.

Add elegance with a striking centerpiece
Centerpieces are the focal point of an elegant table but don't need to be expensive to be beautiful. A single silver or metallic accessory can increase the glam factor of your centerpiece or try clustering several accessories for a sparkling effect. Polish up grandma's old silver vases or purchase some inexpensive mercury glass items such as hurricane or votive candle holders - the season's hottest trend.

A crystal vase for the centerpiece can elevate the table's elegance quotient. Fresh flowers can be pricey during the holidays; Soto suggests filling the vase with small glass ornaments. Mixing mirrored ornaments with fresh pine cones or seasonal fruit can make for a festive yet sophisticated decorative piece.

Plan a stress-free menu
A beautiful table sets the stage for an evening of delicious food and warm conversation. Plan ahead and prepare most of the food in advance, rather than trying to cook everything at once. You'll feel less stressed and will be able to enjoy the party.

"Try to leave only one item for last minute prep - this brings everyone into the kitchen and sets the tone for a cozy, comfortable evening," says De Laurentiis. "I prepare most dishes in my Giada De Laurentiis ceramic bake ware because it can go directly from the oven to the table, and still look great."

To further simplify the menu, De Laurentiis suggests selecting foods that can be served at room temperature. Try a red pepper or basil cheese cake that can be made ahead of time, and will be fine sitting out before the party even begins. While foods like fish or shrimp are delicious, they are hard to keep fresh if you are serving food buffet-style.

By combining beautiful pieces that you love with classic elements, anyone can create an exquisite look for the holidays. For more holiday decorating ideas and affordable design that will add elegance to any table, visit Target.com/Christmas.

Courtesy of ARA

Big design ideas for small kitchen spaces

Bigger isn't always better in the real estate world, and what's more, it's not always possible. With more baby boomers downsizing from McMansions to smaller, more manageable houses, and a growing number of people opting to rent rather than buy, many families are looking for new ways to decorate, design and work with smaller spaces.

Kitchens sell homes, but this most-used room in the house hasn't escaped the "less is more" trend, either. Interior designers, decorators and home product makers are responding to the growing demand for practical, beautiful options that make sense in smaller kitchens.

If you're looking to make a big impact in a small kitchen, here are a few ideas to get you started:

Work the walls - You may love your cozy kitchen, but that doesn't mean you want to make it look or feel any smaller than it already is. Lighter wall colors can help a little kitchen feel more open and airy. One winning decorating technique for small kitchens is to paint the majority of the wall space in a light neutral tone, like a pale cream or taupe and then add a pop of brighter or darker color to one accent wall or area. You can edge up the excitement of this technique by using a mural for kitchens on the accent wall, rather than just a different paint color. andnbsp;Have an oddly shaped niche in your kitchen? You can turn that problematic space into a design statement with custom, repositionable wallpaper andnbsp;that can be custom-sized and custom-colored to fit your specifications. This unique product can be adhered and re-ahered hundreds of times so you can take it with you to your next house if you choose.

Smart-size your appliances - Sure that 30-cubic-foot stainless steel refrigerator is beautiful in the showroom, but how much will you love it when you can't fully open the door in your small kitchen? Refrigerators come in several sizes, so you should be able to find one that will fit your space. The same is true for stoves, microwaves and dishwashers. Choosing appliances that make size-sense for the space you have not only improves the livability of your petite kitchen, it can improve your efficiency as well.andnbsp;

Get creative with storage - One of the biggest challenges of a small kitchen is finding space for everything from pots and pans to flatware, dishes and foodstuffs. Small spaces call for storage creativity. Whether you hang some pots and pans overhead, replace traditional cabinet shelves with pullout drawers or use special racks to store plates vertically, you can find plenty of creative small-kitchen storage solutions.

Liven things up with light - Often, a small kitchen will have just one window - or no window at all. Yet light is an important way to make a tight space feel more expansive and inviting. Task lighting is essential for work areas in small spaces. Pendant lights can create ambiance and provide practical illumination without sacrificing any wall space. And if you crave natural light for your windowless kitchen, consider installing a skylight. Tubular skylights can bring sunlight into your ground-floor kitchen even if there's a second floor above it.

Small kitchens are here to stay, whether as part of the trend toward smaller, more efficient homes or the reality of rental unit life. With some decorating creativity and practical design tactics, you can ensure your small kitchen yields large benefits - both in terms of enjoyment and resale value.

Courtesy of ARA

Wednesday, October 10, 2012

Six factors to consider before installing a gas fireplace

A gas fireplace can add ambiance and warmth to any room, and with the cold weather, you might be dreaming of adding one in your home. Because purchasing a fireplace is not something we do every day, there are some important things to consider.

If you have lots of questions, you're not alone. It's smart to do your research and get advice from the pros. Joel Ginsberg, retail manager and fireplace expert for Fireside Hearth and Home, offers some important considerations so you get the right gas fireplace for your home.

Are you adding a new gas fireplace or converting an existing masonry wood-burning fireplace?

Many people choose gas fireplaces for the convenience. You can heat your home and enjoy beautiful ambiance by simply touching a remote control or wall switch. Whether you're starting new, or want to replace an old fireplace from the 70s or 80s, there are plenty of affordable options.

Already have a wood-burning fireplace? Consider transforming it with a cleaner and more efficient gas fireplace insert that fits directly into the existing opening. As part of the installation, two liners are installed inside the chimney; one expels the fire's combustion exhaust and byproducts outside the home, the other draws in outside air for combustion. This guarantees no room air is used for combustion which stops heat loss and protects the indoor air quality of your home. You get the benefits of gas without having to replace the entire fireplace.

What style fireplace fits your home?

The sky is the limit when it comes to fireplace design. Whether you prefer the traditional stone fireplace designs or you favor sleek modern styles, there's bound to be something to complement your home's interior design.

The look of the fire itself comes with many style options. Traditionalists prefer realistic manufactured logs with burning embers. However, if your design style leans toward contemporary, you might like options like the Cosmo 32, manufactured by Heat and Glo. These styles are inspired by European designs that have features like linear flames that flicker in unison, unique materials like black onyx, and panoramic viewing angles of the fire. Placement is also being redefined, as modern style fireplaces are often positioned at a higher level, evoking a living piece of fine art. To find out which style is best for you visit www.fireplaces.com.

What are your heating efficiency requirements?

Did you know a gas fireplace or fireplace insert can help reduce your heating costs? Similar to the premise of a hybrid car, you can turn down your home's thermostat and Zone Heat the rooms you use most with an efficient gas fireplace. This cuts down on the amount of fuel consumed by your furnace and can help to reduce home heating bills by 20 to 40 percent, according to the Hearth, Patio and Barbecue Association.

Do you want a vented or vent-free gas fireplace?

Depending on the manufacturer and model, gas fireplaces can be vented or unvented. Direct vented gas fireplaces have sealed combustion systems that protect indoor air quality by drawing outside air for the fire and expelling 100 percent of combustion exhaust and by-products outside the home, resulting in a safe, beautiful fire. In contrast, unvented (a.k.a. vent-free or vent-less) fireplaces lack sealed combustion or venting systems, drawing indoor air and oxygen for the fire, while expelling exhaust and byproducts, like carbon monoxide, nitrogen dioxide and moisture, into the home. While unvented units are legal in many areas of the country, some hearth manufacturers, remodelers and hearth retailers will not sell them due to safety and moisture/condensation issues.

What is your budget?

"For the most part, when people enter the store, they assume it will be expensive to purchase and install a gas fireplace or fireplace insert. Most people are pleasantly surprised at how inexpensive it can be," comments Ginsberg.

He says the average price of a gas fireplace including installation is $4,400. For those interested in a gas fireplace insert, the cost can be as little as $2,900 installed.

What is the return on investment?

These days, homeowners want to make sure the money they put into their home adds value. There is good news: Homebuyers consider fireplaces one of the top three desired home features, according to Remodeling Magazine. Also, according to the Residential Cost Handbook, a gas fireplace can add an average of $5,900 to the value of a home. Therefore when it comes time to sell, homes with gas fireplaces have an advantage.

As we head into the cold winter months, it is natural to want to warm up by a fire. Given the potential of increased efficiencies, zone heating to reduce utility bills and hours of ambiance and enjoyment, installing a gas fireplace has a multitude of benefits.

Courtesy of ARA

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